Last Updated: 16 August 2026
These Terms and Conditions govern your access to and use of the TechFin Academy website, online courses, educational materials, digital products, and related services.
By accessing this website, creating an account, enrolling in a course, purchasing any product or service, or otherwise using the platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
If you do not agree with any part of these Terms, please do not use the website or purchase our courses or services.
1. About TechFin Academy
TechFin Academy is an online educational platform providing courses and learning resources primarily in the areas of:
- Computer Science and Computer Applications
- Programming and Software Technologies
- Data Structures and related technical subjects
- Stock Market Fundamentals
- Financial Analysis
- Technical Analysis
- Other technology and financial-market related educational topics
The courses are intended to provide structured educational content to students, professionals, beginners, and lifelong learners.
2. Acceptance of Terms
By using this website or purchasing any course, you confirm that:
- You have read and understood these Terms and Conditions.
- You agree to comply with these Terms.
- The information provided by you during registration or purchase is accurate and complete.
- You will use the website and course materials only for lawful purposes.
- You will not misuse, copy, reproduce, redistribute, or commercially exploit our content without written permission.
These Terms apply to all visitors, registered users, students, customers, and other users of the website.
3. Eligibility
You must provide accurate information when creating an account or purchasing a course.
If you are under the age of legal majority in your jurisdiction, you should use the website and purchase courses only with the involvement and consent of your parent or legal guardian.
TechFin Academy reserves the right to refuse or cancel an account or transaction where information appears to be inaccurate, misleading, fraudulent, or unauthorized.
4. Course Enrollment and Access
When you successfully purchase a course, you may receive access to the course materials according to the access conditions specified for that particular course.
Course access may include:
- Video lectures
- Study materials
- Downloadable resources
- Notes
- Assignments
- Practical exercises
- Quizzes or assessments
- Other digital learning resources
The exact contents and duration of access may vary from course to course.
TechFin Academy reserves the right to update, modify, improve, replace, or discontinue course content where reasonably necessary.
5. User Account
Certain services may require you to create an account.
You are responsible for:
- Providing accurate registration information.
- Maintaining the confidentiality of your login credentials.
- Protecting your password from unauthorized access.
- Using your account only for your own personal learning.
- Informing us if you suspect unauthorized access to your account.
You should not share your account credentials with another person.
If we reasonably believe that an account is being shared, misused, or used in violation of these Terms, we may suspend or terminate the account.
6. Course Fees and Payments
Course prices displayed on the website are subject to change.
The applicable price at the time of purchase will generally be the price charged for that transaction.
Payments may be processed through third-party payment service providers or payment gateways.
By making a purchase, you authorize the applicable payment provider to process the transaction.
TechFin Academy does not normally store complete payment-card information on its own servers. Payment processing may be handled by third-party payment providers subject to their respective terms and privacy policies.
7. Refund and Cancellation Policy
All purchases are subject to the TechFin Academy Refund and Returns Policy.
Unless expressly stated otherwise for a particular course or offer:
Course fees are non-refundable.
Before purchasing a course, users are encouraged to review the course description, syllabus, duration, features, prerequisites, and other available information carefully.
Once course access has been provided, cancellation or refund requests may not be accepted except where required by applicable law or where TechFin Academy expressly agrees otherwise.
For complete information, please refer to our Refund and Returns Policy.
8. Educational Disclaimer – Computer Science Courses
The Computer Science courses provided by TechFin Academy are intended for educational and skill-development purposes.
Completion of a course does not guarantee:
- Employment
- Promotion
- Admission to an educational institution
- Examination success
- Certification by any external organization
- A particular salary or career outcome
Individual results depend on factors including prior knowledge, effort, practice, experience, academic qualifications, and other circumstances.
9. Stock Market and Financial Education Disclaimer
The stock-market courses offered by TechFin Academy are provided strictly for educational and informational purposes.
Our courses may discuss topics such as:
- Fundamental analysis
- Financial statements
- Company analysis
- Technical analysis
- Charts
- Indicators
- Market trends
- Investment concepts
- Trading concepts
- Risk management
However, educational information should not be interpreted as:
- Investment advice
- Financial advice
- Trading advice
- A recommendation to buy or sell any security
- A guarantee of profit
- A guarantee against loss
Financial markets involve substantial risk, and you may lose part or all of your invested capital.
You are solely responsible for your investment and trading decisions.
TechFin Academy does not guarantee any particular financial result from the application of concepts taught in its courses.
Where appropriate, learners should conduct independent research and consult a qualified financial professional before making investment decisions.
10. No Guarantee of Returns
TechFin Academy makes no representation or guarantee regarding:
- Investment returns
- Trading profits
- Portfolio performance
- Future stock prices
- Market predictions
- Financial outcomes
Examples, case studies, historical market data, hypothetical calculations, charts, or demonstrations used in courses are for educational purposes and should not be interpreted as promises of future performance.
Past performance is not necessarily indicative of future results.
11. Intellectual Property Rights
All content available through TechFin Academy is protected by applicable intellectual-property laws.
This may include:
- Course videos
- Textbooks and notes
- PDFs
- Presentations
- Graphics
- Images
- Logos
- Website content
- Course descriptions
- Questions and assessments
- Downloadable resources
- Software or code examples
- Original educational materials
Unless expressly permitted, you may not:
- Copy our course materials for commercial use.
- Resell our course content.
- Upload our videos or materials to another platform.
- Share paid course materials publicly.
- Reproduce substantial portions of our content.
- Claim our educational materials as your own.
- Use our content to create competing commercial courses.
Purchasing a course gives you a limited right to access and use the course for personal educational purposes. It does not transfer ownership of the underlying intellectual property to you.
12. Personal and Non-Commercial Use
Unless specifically permitted, TechFin Academy courses are intended for individual educational use.
You may access the materials for your own learning and study.
You may not commercially redistribute, reproduce,
sub license
, rent, sell, or otherwise exploit the course materials.
If you are interested in institutional, classroom, corporate, or group licensing, you should contact TechFin Academy separately.
13. Prohibited Activities
You agree not to use the website or services to:
- Violate any applicable law or regulation.
- Attempt unauthorized access to the website or another user’s account.
- Circumvent website security.
- Upload malicious software or harmful code.
- Interfere with website functionality.
- Copy or redistribute protected course content without permission.
- Share paid account credentials.
- Use automated systems to scrape or reproduce website content without authorization.
- Commit fraud or provide false information.
- Abuse payment, refund, promotional, or other services.
- Use the platform to infringe the rights of others.
TechFin Academy may suspend or terminate access where there is reasonable evidence of serious misuse.
14. Third-Party Services and Links
The website may use or link to third-party services, websites, payment gateways, software platforms, hosting providers, analytics services, or other external resources.
These third-party services operate under their own terms and policies.
TechFin Academy is not responsible for the content, security, availability, privacy practices, or operation of third-party websites or services.
You should review the applicable terms and privacy policies before using third-party services.
15. Website Availability
We make reasonable efforts to keep the website and learning platform available.
However, we do not guarantee that the website or course platform will always be:
- Available without interruption
- Error-free
- Free from technical problems
- Free from security vulnerabilities
- Compatible with every device or browser
Temporary interruptions may occur because of maintenance, upgrades, technical failures, hosting problems, internet connectivity, or circumstances beyond our reasonable control.
16. Course Content and Updates
Technology and financial markets change continuously.
Accordingly, course content may be updated, corrected, expanded, modified, or replaced from time to time.
We may update course materials to improve their accuracy, relevance, usability, or educational value.
However, TechFin Academy does not guarantee that every course will always contain the latest information relating to a particular technology, software version, financial regulation, market condition, or financial product.
Learners should verify time-sensitive information from appropriate authoritative sources.
17. Accuracy of Information
We make reasonable efforts to provide accurate and useful educational information.
However, errors, omissions, outdated information, technical inaccuracies, or typographical mistakes may occasionally occur.
No content on the website should be interpreted as an absolute guarantee of accuracy or completeness.
If you identify an apparent error, you may contact us so that we can review and, where appropriate, correct it.
18. User-Generated Content
If the website permits users to submit comments, reviews, questions, feedback, assignments, or other content, you remain responsible for the content you submit.
You must not submit content that:
- Is unlawful or fraudulent.
- Infringes another person’s intellectual-property rights.
- Contains malicious software.
- Contains inappropriate or abusive material.
- Violates another person’s privacy.
- Contains misleading financial claims or impersonates another person.
By submitting content where the relevant functionality permits public display, you grant TechFin Academy permission to use, display, reproduce, or publish that content for legitimate website, educational, promotional, or operational purposes, subject to applicable law and our Privacy Policy.
19. Privacy
Your use of the website is also governed by our Privacy Policy.
Our Privacy Policy explains how information may be collected, used, stored, and handled when you use our website and services.
By using the website, you acknowledge that you have reviewed the Privacy Policy.
20. Cookies and Similar Technologies
TechFin Academy may use cookies and similar technologies for purposes such as:
- Website functionality
- User preferences
- Login and session management
- Analytics
- Improving website performance
- Understanding how users interact with the website
The use of cookies and related technologies is subject to our Privacy Policy and applicable requirements.
21. Limitation of Liability
To the maximum extent permitted by applicable law, TechFin Academy and its instructor, representatives, or service providers shall not be responsible for indirect, incidental, consequential, special, or financial losses arising from the use of the website or educational materials.
This includes, where legally permissible, losses resulting from:
- Reliance on educational information.
- Investment or trading decisions.
- Loss of profits.
- Loss of data.
- Business interruption.
- Website downtime.
- Technical problems.
- Unauthorized access resulting from circumstances beyond our reasonable control.
Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.
22. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless TechFin Academy, its instructor, representatives, and service providers from claims, losses, liabilities, damages, costs, or expenses arising from:
- Your misuse of the website.
- Your violation of these Terms.
- Your violation of applicable law.
- Your infringement of another person’s rights.
- Your unauthorized use or redistribution of course materials.
23. Account Suspension or Termination
TechFin Academy may suspend or terminate access to an account where necessary because of:
- Violation of these Terms.
- Unauthorized account sharing.
- Copyright or intellectual-property infringement.
- Fraudulent activity.
- Abuse of the platform.
- Security concerns.
- Other serious misuse of the website or services.
Termination of access does not automatically create a right to a refund.
Any refund will be handled according to the applicable Refund and Returns Policy and applicable law.
24. Changes to These Terms
TechFin Academy may update these Terms and Conditions from time to time.
Changes may be made to reflect:
- Changes in our services.
- Changes in technology.
- Changes in applicable law.
- Changes in payment or course-access arrangements.
- Improvements to our website and learning platform.
The updated version will be posted on this page with an updated Last Updated date.
Your continued use of the website after changes are published may constitute acceptance of the updated Terms, to the extent permitted by applicable law.
25. Governing Law and Jurisdiction
These Terms and your use of the website shall be governed by the applicable laws of India.
Subject to applicable law, disputes arising in connection with these Terms or the use of the website shall be subject to the jurisdiction of the appropriate courts in Assam, India.
26.
sever-ability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue to remain effective to the extent permitted by law.
The invalid or unenforceable provision shall be interpreted or modified to the extent necessary to make it enforceable while preserving its original intent as far as reasonably possible.
27. Entire Agreement
These Terms and Conditions, together with the applicable Privacy Policy, Refund and Returns Policy, and any other policies expressly incorporated into the website, constitute the terms governing your use of TechFin Academy’s website and services.
Where a specific course has additional terms or conditions, those terms may also apply to your purchase or use of that course.
28. Contact Us
If you have questions regarding these Terms and Conditions, course access, payments, refunds, or other website-related matters, please contact TechFin Academy through the contact details provided on the website.
TechFin Academy
Instructor: Subrat Chetia
Website: TechFin Academy
Your Agreement
By accessing, browsing, registering on, or purchasing from TechFin Academy, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.
If you do not agree with these Terms, please discontinue use of the website and its services.
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